If you saw 7186980499 pop up on your phone, you’re probably wondering whether to call back or block it. In most cases, this number is publicly listed as the Staten Island branch line for OneMain Financial, a long-running U.S. consumer-lending company, including on the company’s own branch page and business listings.
What Is 7186980499 Associated With?
Multiple reputable listings connect (718) 698-0499 to OneMain Financial’s Staten Island office at 1150 South Ave, Ste 304A, Staten Island, NY 10314, along with posted branch hours. This alignment across official and independent directories indicates a legitimate business line rather than a random robocaller.
Who is OneMain Financial?
OneMain is a national lender offering personal and auto loans. The company is BBB-accredited and has operated for more than a century, which adds credibility if you’re vetting a missed call from this number.
Why Might 7186980499 Be Calling Me?
There are several common, legitimate reasons this branch could ring you:
- You recently started or inquired about a OneMain loan application.
- You’re an existing customer and the branch is following up on payments, documents, or account changes.
- You provided your number while comparison-shopping and a loan officer is returning your request.
If you’re unsure, avoid sharing sensitive info by phone until you independently verify the caller (more on that below). This approach mirrors guidance from consumer-protection authorities for handling unexpected financial calls.
7186980499: How Do I Confirm It’s Really the Branch?
Step 1: Call Back via the Official Website
Don’t return the missed call from your call log. Instead, visit OneMain’s official branch page and dial the number listed there to reach the desk directly. The Staten Island page lists (718) 698-0499 and the office address; using that page ensures you’re calling a genuine line.
Step 2: Cross-Check a Second Trustworthy Directory
If you want extra peace of mind, confirm the same phone number and address through a neutral directory (e.g., MapQuest business listing or Yelp). Consistent details across sources are a strong indicator of legitimacy.
Step 3: Ask for a Case/Reference ID (No SSNs!)
Legitimate reps can reference an application or account without asking for full SSNs or full debit-card numbers over the phone. If a caller pressures you for sensitive data, hang up and call the branch using the official site’s number. Guidance from USAGov and the CFPB supports this verification mindset.
Is 7186980499 Ever Used for Spam?
Because this is a widely published branch number, some third-party “reverse lookup” sites may show mixed user comments (that’s common for financial lines). What matters is whether your interaction checks out: consistent number on the official branch page, context that matches your account, and no push for sensitive details. If anything feels off, report it (see “How to Report” below).
What Should I Do If I Missed a Call from 7186980499?
- Check your email or online account for messages referencing your loan or application.
- Return the call through the official branch page, not via your recent-calls list.
- Document the conversation (date, time, agent name, and summary).
- Decline to share full SSNs, full card numbers, or one-time passcodes by phone.
How to Report a Suspicious Call Claiming to Be 7186980499
- BBB Scam Tracker – Submit details so others can be warned, and investigators can spot patterns.
- USAGov’s “Where to Report a Scam” – Find the right federal/state channel based on the type of scam.
- Consumer Financial Protection Bureau (CFPB) – If the issue involves a consumer-finance product (e.g., a loan), you can file a complaint.
FAQs About 7186980499 (Read This Before You Call Back)
1. Is 7186980499 a verified OneMain Financial number?
Yes. The number appears on OneMain’s official Staten Island branch page with the office address and posted hours, which is the strongest available verification. You can also see consistent listings on neutral directories like MapQuest and Yelp. Always place return calls using the number on OneMain’s site.
2. I don’t have a loan with OneMain—why would they call me?
It could be a wrong number or a follow-up from a rate check or inquiry you made with a partner site. If you have no connection, call the branch using the official listing and ask them to remove your number. If anything sounds off or they push for sensitive details, end the call and report it using the resources below.
3. What personal information is safe to share if I answer?
You can discuss general application status or set an appointment, but avoid giving full SSNs, banking credentials, one-time passcodes, or card numbers by phone. Instead, ask to upload documents through an official portal or visit the branch. Federal guidance emphasizes caution with unsolicited requests for sensitive info.
4. How do I report a call that felt like a scam?
Document the date, time, and what was requested. Then file a report with BBB Scam Tracker and, if finance-related, the CFPB. USAGov’s scam-reporting hub also helps route your complaint to the right agency.
The Bottom Line on 7186980499
7186980499 is listed as OneMain Financial’s Staten Island branch number—and that’s likely who tried to reach you. The safest response is to return the call using the phone number posted on OneMain’s official branch page, confirm the purpose, and keep sensitive details off the line. If something doesn’t add up, disengage and report the incident through BBB, USAGov, or the CFPB. This simple verify-before-you-share routine protects you while ensuring you don’t miss legitimate updates about your loan or application.
